Senior Underwriter - Motor Innovations

Senior Underwriter - Motor Innovations

City of London - Hybrid

Competitive Salary

Key Responsibilities

• Lead the development and execution of underwriting strategy across relevant product lines, working closely with product delivery teams.
• Support portfolio performance management through analysis, pricing execution, and risk selection strategies that drive continuous improvement and profitability.
• Work collaboratively with Product Performance Analysts, providing direction, support, and technical expertise to achieve strategic objectives.
• Continuously refine underwriting appetite to capitalise on market opportunities and strengthen competitive positioning through superior risk selection.
• Act as a senior technical referral point for underwriting teams, brokers, and internal stakeholders.
• Provide feedback to Product Managers, Heads of Class, and Pricing teams to improve pricing sophistication, model accuracy, and underwriting effectiveness.
• Collaborate across departments to ensure the company delivers clear, consistent, and seamless market propositions.
• Contribute to identifying, managing, and mitigating key business and underwriting risks.
• Support first-line underwriting governance activities through audit, peer review, exception reporting, and performance monitoring.
• Build and strengthen strategic relationships with key broker partners and stakeholders.
• Ensure all activities are conducted in line with legal, regulatory, compliance, and ethical standards.

Essential Skills & Experience

The role carries significant strategic influence and financial responsibility and requires an individual recognised for strong technical expertise within specialist motor underwriting.

The successful candidate will demonstrate:

• Strong knowledge of UK motor insurance legal, regulatory, and compliance requirements.
• Strong collaboration and leadership skills with the ability to contribute toward challenging financial objectives.
• Extensive technical knowledge of specialist motor insurance products, market dynamics, customer requirements, and portfolio performance drivers.
• Strong analytical capability with advanced Microsoft Excel skills.
• Excellent communication and presentation skills, including the ability to present confidently to senior internal and external stakeholders.
• Commercial awareness with the ability to identify growth opportunities and improve financial performance.
• Strong understanding of pricing methodologies and underwriting controls.
• Excellent interpersonal and relationship management skills with the confidence to manage complex stakeholder discussions.
• Experience operating within a sophisticated underwriting governance and control environment.